Solid protection. Secure future.

In 2017, The Dentists Insurance Company (TDIC) welcomed DBIC into its family of companies. DBIC plans to merge into TDIC effective Jan. 1, 2019, upon regulatory approval.

TDIC and DBIC share a proud heritage of protecting dentists and a commitment to pursuing this singular focus. We’ll be sharing updates about the merger here, along with answers to your questions about what these changes mean to policyholders.

Frequently Asked Questions

Q: What is TDIC?

A: The Dentists Insurance Company (TDIC) is a property/casualty insurance company wholly owned by the California Dental Association. Founded by dentists in 1980, TDIC focuses exclusively on supporting the dental profession by offering a comprehensive suite of professional and business liability, commercial property, workers’ compensation, employment practices liability and cyber liability products to more than 19,000 dentists in 10 states. With this merger, TDIC now extends its exceptional legacy, brand values, financial strength and stability to more than 5,000 additional policyholders in five states. TDIC has been rated A (Excellent) by A.M. Best for 24 consecutive years and the merger will provide increased financial strength, stability and security for more than 24,000 policyholders. A.M. Best Company rating effective March 2018. For the latest rating, access ambest.com.

Q: Why did TDIC acquire DBIC?

A: In 2017, TDIC purchased three subsidiaries: Dentists Benefits Insurance Company, (DBIC), Northwest Dentists Insurance Company (NORDIC) and Dentists Benefits Corporation (DBC) — from Moda Inc. TDIC purchased these companies because the companies share our commitment to a dentist-centric philosophy and to protecting the future of the dental professional liability industry.

Q: When will merger take effect?

A: We anticipate the merger to be complete by the end of 2018 and take effect Jan. 1, 2019. The merger is subject to regulatory approval.

Q: What should I expect to change as a result of the merger?

A: In the coming months you will see the name, The Dentists Insurance Company or TDIC, take the place of DBIC in your company materials as we complete the rebranding process. The most identifiable change will be the name and logo from DBIC to TDIC. Your coverages and benefits will remain the same.

Q: Will TDIC issue new policies or certificates to policyholders when the merger is complete?

A: You will keep your existing policy. After the merger takes effect, TDIC will be responsible for providing the coverage and benefits and handling any claims under your policy. You will receive an endorsement to your policy that should be kept with your DBIC policy documents. The endorsement will reflect TDIC as the name of the insurance company.

Q. Will my premium change?

A: No, immediately following the merger your premiums will remain the same for the remainder of the policy period.  

Q: Will this merger affect service for my policy or risk management resources?

A: No, any policies you currently have with us remain the same following this transition. You will continue to receive exceptional service and expert claims handling. Immediately following the merger, you can expect a smooth transition with no disruption to the service from your local staff, including risk management. We will continue to collect premiums, pay claims and provide superior customer experience.

Q: Where do I send my payments?

A: Electronic Funds Transfer (EFT) will continue to be processed as usual. Payments on your existing premiums should be returned to the address indicated on your billing statement.

Q: Whom do I contact for assistance with my policy?

A: Your local contacts remain the same. If you need assistance with a DBIC policy, call 800.452.0504.

Press release: DBIC and NORDIC plan to merge with parent company, TDIC

10505 SE 17th Ave
Milwaukie, Oregon 97222
503-765-3510 • 800-452-0504 toll free
503-765-3511 fax • Email us

Dentists Benefits Insurance Company (DBIC) is a property and casualty insurance carrier
that writes professional liability, general liability and property coverage in Oregon, Alaska,
Arizona, Montana and Tennessee.

Dentists Benefits Corporation (DBC) is a full service commercial agency that brokers DBIC
policies and ancillary coverages (e.g. data breach, workers’ comp, disability, life and health).