ERISA bonds

What is an ERISA bond?

An ERISA bond is a type of fidelity bond that helps protect 401(k) and retirement plans from the risk of fraud. The Employee Retirement Income Security Act (ERISA) was enacted in 1974 and regulates most types of employee benefit plans it covers. ERISA bonds protect the retirement plans, participants and beneficiaries from dishonesty and fraud committed by individuals who are associated with them. The Act requires that an ERISA fidelity bond be in place to cover the fiduciary and anyone associated with the management of the covered plan.

How much coverage is required?

The amount of coverage necessary for each plan must equal 10 percent of the funds, with a minimum limit of $1,000 per plan and a maximum limit of $500,000 per plan. Plans holding employer securities are required to carry a maximum limit of $1,000,000.

How can you get coverage?

DBC has partnered with Travelers, a leading provider of ERISA bonds, to provide coverage to dental practitioners. To begin the process of protecting your assets, simply fill out the attached application and fax to 503-765-3511 or email to

If you would like to learn more about ERISA bonds, please call us at 800-452-0504. We’re happy to help!

pdfs-128ERISA Application

10505 SE 17th Ave
Milwaukie, Oregon 97222
503-765-3510 • 800-452-0504 toll free
503-765-3511 fax • Email us

Dentists Benefits Insurance Company (DBIC) is a property and casualty insurance carrier
that writes professional liability, general liability and property coverage in Oregon, Alaska,
Arizona, Montana and Tennessee.

Dentists Benefits Corporation (DBC) is a full service commercial agency that brokers DBIC
policies and ancillary coverages (e.g. data breach, workers’ comp, disability, life and health).